Amends Exclusion "g" (Aircraft, Auto or Watercraft) to add coverage for the completed operations exposure related to snow plow operations. This endorsement was withdrawn from use in 2013. Amends the definition of insured contract to preclude contractual liability coverage for the sole negligence of the indemnitee. See endorsement CG 21 31 for an alternative. CG 25 14 Designated Location(s) Aggregate Limit. You could file two claims worth half a million or 10 claims worth $100,000, but when the total payout hits $1 million, your insurer starts saying no. Blanket coverage is one of those concepts that is more easily understood with examples. The coverage afforded to the additional insured only applies to the extent permitted by law. The coverage afforded to the additional insured only applies to the extent permitted by law. This is an absolute exclusion of all exposures arising out of the Year 2000 problem. PNC endorsement Fill in the Blank: A is sent to the insured to collect additional information regarding business operations as it relates to the industry. Frequently, the "Per Project" endorsement requires that each separate project be listed by name. Provides products liability for a retail drug store, but excludes professional liability coverage arising out of consulting, referral or similar services, etc., with an exception for administering of vaccinations. Excludes specific operations in progress, all ongoing operations at a specified location, or all ongoing operations performed by the named insured, as designated in the endorsement. Blanket Building $ Flood : Blanket Pers Prop $ Blanket BLDG & PP $ $ $ Boiler and Machine: . Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . blanket contractual liability, broad form endorsement, a construction management endorsement, products and completed operations, personal and advertising liability, with per location limits of not less than $2,000,000 general aggregate and . Designated Project Aggregate endorsements are sometimes required for contracts. This endorsement is for use with the claims-made liquor liability coverage part, CG 00 34. Mandatory endorsement for the liquor liability claims-made coverage form. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Provides coverage for liability arising out of fungi (including mold) or bacteria, including remediation, subject to sublimit. A claim paid for damages arising out of one project would not affect the aggregate at other projects of the insured. Provides additional insured status to a designated person or organization on a contractors policy for completed operations exposures. Excludes liability arising out of the products and professional services of the named risks. Provides coverage for incidental application of "over the counter" herbicides or pesticides on lawns under the insured's regular care. A.1. In addition, limits coverage to the extent that the insured's assumption of tort liability is permitted by law. These endorsements are for use with the ISO claims-Made CGL. Has Pen . Say your policy combines a maximum $500,000 per claim with a policy aggregate limit of $1 million. The insured is also obligated to take necessary measures, at his own expense, to bring a well under control to minimize property damage. Removes the medical payments coverage from the policy, but retains coverage for "first aid" expenses and transfers this coverage to the Supplementary Payments section of the policy. This endorsement makes the CGL of a real estate management firm excess over coverage provided by the property owner's CGL. Same as above, except applies only to permits relating to premises use, such as the erection of a sign. A "Per Policy" aggregate means the most your insurer will pay for the total of all claims during your policy term (usually one year) is the first number - $2M. Provides a specific waiver of subrogation for the designated person or organization, barring suit by the company which assumes the insured's rights after loss payment. 2. It's free to sign up and bid on jobs. Eliminates the subcontractor exception to exclusion "I" (Damage to Your Work). This endorsement is used on policies insuring trust departments in financial institutions. This form can be modified with endorsement CG 28 07 to apply to any principal's liability for the acts of agents. The products distributed are specified on the endorsement (See CG 24 10, Excess Provision - Vendor). Adds the interest of the owner of equipment to a policy covering the named insured who leased the equipment. Adds the designated person or organization as an additional insured, but only for liability arising out of financial control of the named insured or a premises owned by the additional insured and leased or occupied by the named insured. Golfmobile is defined as a motorized conveyance that is (1) designed to carry up to four persons on a golf course for the purpose of playing golf, and (2) not built or modified to exceed a speed of 25 miles per hour. Blanket Per Project Aggregate Blanket Additional Insured - Completed Operations / CG2037 Equivalent Blanket Your Work - 1185 Equivalent (Commercial Work Only) Blanket Waiver of Subrogation Blanket Primary/Non-Contributory Wording Buildings and Structures Exceeding 3 Stories (Exterior) Schools & Recreation Facilities Heating Devices Hospital Work Expands the definition of "insured site" in CG 00 39 and CG 00 40 to include any site on which the contractor performs operations for others. Medical payments coverage for these individuals is excluded in the basic policy. We know that general aggregates can be confusing . Temperature over 300 F (149 C) Per project aggregate endorsement; iii. The project owner is protected by the OCP policy primarily in two circumstances. DESIGNATED CONSTRUCTION PROJECT(S) GENERAL AGGREGATE LIMIT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Designated Construction Projects: THIS ENDORSEMENT APPLIES TO ALL CONSTRUCTION PROJECTS OF THE NAMED INSURED. Make Bends, Offsets Or Saddles In PVC. This is usually used by contractors and companies that do project related work since they work on many different projects. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Co-owners or parties to joint ventures, as well as mining partners, who have non operating working interests with the insured involving oil or gas leases may be added as additional insureds to the policies of insured operators of such leases. The first coverage is when the project owner is held vicariously liable for acts or omissions of the general contractor. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. A "Per Project" aggregate means the insurer will pay the same $2M for all claims that occur from any specific project. The Aggregate Limits Per Project coverage enhancement applies a separate general aggregate limit for ongoing operations at each construction project away from premises owned or rented to the insured. This endorsement modifies the pollution exclusion so that coverage is afforded for off-premises pollution accidents involving fuels or lubricants brought to a job site by a contractor. CG 28 03 Supplemental Extended Reporting Period. This endorsement was withdrawn from use in 2012 but reinstated in 2013. b. Provides reimbursement for expenses incurred because of a covered product withdrawal, subject to an aggregate limit and deductible shown in the endorsement. Coverage is limited to the designated site or location of work. CG 24 27 - Limited Contractual Liability - Railroads. Provides for annual premium adjustment when the policy is issued for a term longer than one year. Mandatory endorsement for the products and completed operations claims-made coverage form. A few items to keep in mind with a 'project endorsement'. as a construction manager. It does this by adding a policy endorsement (an amendment to the existing policy). The company agrees that they will not use charitable immunity as a defense in claims against the insured. Coverage A already excludes bodily injury to an employee, but this endorsement clarifies that no coverage is provided for bodily injury arising out of employment practices, whether the claimant is an employee or not, in the circumstances at the time. Additional Insured Endorsements Specified & Blanket AI for Ongoing Ops Specified & Blanket AI for Completed Ops Primary & Non-Contributory (Other Insurance Clause) Specified & Blanket Waiver of Subrogation Per Project Aggregate (Capped at $5MM) Third Party Cancellation Notification: Excludes the professional liability exposure of medical or diagnostic testing facilities. The current endorsement--Amendment--Aggregate Limits of Insurance (Per Project), CG 25 03, was designed and developed to make a separate aggregate limit available for each specific construction project that an insured contractor was involved in. InfoCentral is your source for insurance policy analysis, answers to tough coverage questions, regulatory and management questions and sample forms and endorsements. Excludes "errors and omissions" type liability exposure for insurance companies, agents/brokers, and service organizations. Height limitations. Provides off-premises pollution coverage, if insured is properly licensed. Coverage for an occurrence which results in 3rd party's BI and/or PD. This is a professional liability exclusion for the specific risks named. It provides coverage similar to the CGL claims-made coverage part. For risks with multiple locations an expansion of the available coverage can be achieved by the use of a per-location aggregate. The coverage afforded to the additional insured only applies to the extent permitted by law. See also endorsements CG 21 07 and CG 21 08 below. The general aggregate is the maximum amount of money a liability insurance policy will pay in a given policy term. Blanket Additional Insured Endorsement: An insurance policy endorsement that automatically provides coverage to any party that the named insured is contractually required to provide coverage to. Excludes the professional and products liability coverage of a druggist. Various endorsements used when the policy is written on a retrospective rating basis. CG 33 96 Texas Additional Insured - Lessor of Leased Equipment. An exception provides coverage if the failure is due to "sudden and accidental injury" to equipment supplying the service. 2. $2,000,000 general aggregate. - Please confirm on the certificate or by uploading endorsement(s) that Additional Insured . Adds the designated interest as an additional insured to a policy covering the named insured's property. Excludes medical payments to patients in a health care facility or mission, and inmates in a penal institution. This endorsement was withdrawn from use in 2012 but reinstated in 2013. Excludes from a contractor's policy all work in connection with a wrap-up project where the contractor's interest is covered elsewhere. Used with experience - rated risks to show experience rating date. Plumbing contractor general liability $0 deductible $5m per project aggregate endorsement available Blanket AI available Blanket WOS available Blanket bells and whistles Blanket CG2037 completed operations Max 50 units in development . This endorsement was withdrawn from use in 2012 but reinstated in 2013. . Excludes all liability arising out of fungi (including mold) or bacteria, including the costs of remediation. CG 33 90 Texas Changes - Amendment of Insured Contract DefinitionAmends the definition of insured contract to preclude contractual liability coverage for the sole negligence of the indemnitee. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. blanket schedule. Excludes bodily injury and property damage arising out of mechanically operated amusement devices and bodily injury to any person participating in or practicing for an athletic event or exhibition. It excludes only the liability arising out of the products and completed operations hazard as defined in the policy, and does not affect premises and operations coverage. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Provides pollution liability coverage on a claims-made basis. Excludes liability arising out of those services named on the endorsement, such as cosmetic massage, optometrical, and others. Obligates the insurer to provide notice to a person or organization named in the endorsement in the event of cancellation or material change that reduces or restricts the insurance. Adds members, trustees and clergymen as additional insureds for liability arising out of church activities. 456 Market St - Contents: $500,000. When per-project limit wording is not required: "X is included as additional insured with respect to the general liability as required by written contract per the attached endorsement." Mandatory endorsement for the CGL claims-made version. Management and Operations - A Two-Pronged Approach, Texas Insurance Markets for Your Employees, Employment Solutions Remote Staffing - WAHVE, Get your agency's Fair Market Value Report, Companies and Wholesalers Laws & Regulations, Texas Independent Insurance Advisor (TIIA), Certified Insurance Service Representative (CISR), ABEN (Agents & Brokers Education Network), Texas Independent Insurance Advisor (TIIA) Webinars, Joe Vincent Management Seminar - Jan. 29-31, 2023, Andr P. Juneau ELITExan of the Year Award, CG 00 01 Commercial General Liability Coverage Form (Occurrence Version), CG 00 02 Commercial General Liability Coverage Form (Claims-Made Version, CG 00 09 Owners and Contractors Protective Liability, CG 00 33 Liquor Liability (Occurrence Version), CG 00 34 Liquor Liability (Claims-Made Version), CG 00 37 Products/Completed Operations Liability (Occurrence Version), CG 00 38 Products/Completed Operations Liability (Claims-Made Version), CG 00 39 Pollution Liability Coverage Form Designated Sites, CG 00 40 Pollution Liability Limited Coverage Form Designated Sites, CG 00 65 Electronic Data Liability Coverage Form, CG 00 66 Product Withdrawal Coverage Form, CG 00 68 Recording and Distribution of Material or Information in Violation of Law Exclusion, CG 01 01 Texas Changes - Airport Liability, CG 01 03 Texas Changes - Conditions Requiring Notice, CG 01 13 Texas Changes - Experience Rating Modification, CG 01 36 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 37 Texas Changes - Your Right to Claim and Injury Information, CG 01 38 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 56 Texas Changes - Pesticide or Herbicide Applicator Coverage, CG 01 69 Texas - Excess Loss Premium Factors, CG 02 05 Amendment of Cancellation Provisions or Coverage Change, CG 02 24 Earlier Notice of Cancellation By Us, CG 03 00 Deductible Liability Insurance (For Use With CGL and Products Policies), CG 03 05 Deductible Liability Insurance (For Use With Liquor Policies), CG 04 22 Pollution Liability Coverage Extension, CG 04 24 Coverage for Injury to Leased Workers, CG 04 28 Pollution Exclusion - Named Peril Limited Exception for a Short-term Pollution Event, CG 04 29 Pollution Exclusion - Limited Exception for a Short-term Pollution Event, CG 04 30 Pollution Exclusion - Limited Exception for Designated Pollutant(s), CG 04 31 Year 2000 Computer-Related and Other Electronic Problems - Limited Coverage Options, CG 04 35 Employee Benefit Liability Coverage, CG 04 49 Texas Changes - Limited Product Withdrawal Expense Endorsement, CG 20 01 Primary and Noncontributory - Other Insurance Condition, CG 20 03 Additional Insured - Concessionaires Trading Under Your Name, CG 20 04 Additional Insured - Condominium Unit-Owners, CG 20 05 Additional Insured - Controlling Interest, CG 20 07 Additional Insured - Engineers, Architects or Surveyors, CG 20 08 Additional Insured - Users of Golfmobiles, CG 20 10 Additional Insured - Owners, Lessees, or Contractors - Scheduled Person or Organization, CG 20 11 Additional Insured - Managers or Lessors of Premises, CG 20 12 Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations, CG 20 13 Additional Insured - State or Governmental Agency or Political Subdivision or Political Subdivision - Permits or Authorizations Relating To Premises, CG 20 14 Additional Insured - Users of Teams, Draft or Saddle Animals, CG 20 17 Additional Insured - Townhouse Associations, CG 20 18 Additional Insured - Mortgagee, Assignee, or Receiver, CG 20 20 Additional Insured - Charitable Institutions, CG 20 22 Additional Insured - Church Members and Officers, CG 20 24 Additional Insured - Owners or Other Interests From Whom Land Has Been Leased, CG 20 25 Additional Insured - Elective or Appointive Executive Officers of Public Corporations, CG 20 26 Additional Insured - Designated Person or Organization, CG 20 27 Additional Insured - Co-Owners of Premises, CG 20 28 Additional Insured - Lessor of Leased Equipment, CG 20 29 Additional Insured - Grantor of Franchise, CG 20 30 Oil or Gas Operations - Non Operating Working Interests, CG 20 31 Additional Insured - Engineers, Architects or Surveyors, CG 20 32 Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured, CG 20 33 Additional Insured - Owners, Lessees or Contractors - Automatic Status When Required in Construction Agreement with You, CG 20 34 Additional Insured - Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement with You, CG 20 35 Additional Insured Grantor of Licenses Automatic Status When Required By Licensor, CG 20 36 Additional Insured Grantor of License, CG 20 37 Additional Insured Owners, Lessees Or Contractors Completed Operations, CG 20 38 Additional Insured Owners, Lessees or Contractors Automatic Status for Other Parties When Required in Construction Agreement, CG 21 00 Exclusion - All Hazards In Connection With A Designated Premises, CG 21 01 - Exclusion - Athletic or Sports Participants, CG 21 04 - Exclusion - Products/Completed Operations Hazard, CG 21 06 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - With Limited Bodily Injury Exception, CG 21 07 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included, CG 21 08 Exclusion - Access or Disclosure of Confidential or Personal Information (Coverage B Only), CG 21 10 Exclusion - Unmanned Aircraft (Coverage A Only), CG 21 11 - Exclusion - Unmanned Aircraft (Coverage B Only), CG 21 16 - Exclusion - Designated Professional Services, CG 21 17 - Exclusion - Movement of Buildings or Structures, CG 21 31 - Limited Exclusion - Designated Operations Coverage by a Consolidated (Wrap-Up) Insurance Program, CG 21 32 - Communicable Disease Exclusion, CG 21 33 - Exclusion - Designated Products, CG 21 35 - Exclusion - Coverage C - Medical Payments, CG 21 37 - Exclusion - Employees and Volunteer Workers as Insureds, CG 21 38 - Exclusion - Personal and Advertising Injury, CG 21 39 - Contractual Liability Limitation, CG 21 41 - Exclusion - Intercompany Products Suits, CG 21 42 - Exclusion - Explosion, Collapse and Underground Property Damage (Specified Operations), CG 21 43 - Exclusion - Explosion, Collapse, Underground Property Damage (Specified Operations Excepted), CG 21 44 - Limitation of Coverage To Designated Premises, Project or Operations, CG 21 45 - Exclusion - Damages to Premises Rented to You, CG 21 52 - Exclusion - Financial Services, CG 21 53 - Exclusion - Designated Ongoing Operations, CG 21 54 - Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program, CG 21 57 - Exclusion - Counseling Services, CG 21 58 - Exclusion - Professional Veterinary Services, CG 21 59 - Exclusion - Diagnostic Testing Laboratories, CG 21 60 - Exclusion - Year 2000 Computer - Related and other Electronic Problems, CG 21 61 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - Products/Completed Operations, CG 21 62 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - With Exception for Bodily Injury on Your Premises, CG 21 63 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Locations, Operations, Products or Services, CG 21 64 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Products or Completed Operations, CG 21 86 - Exclusion Exterior Insulation and Finish Systems, CG 21 96 - Silica or Silica-Based Dust Exclusion, CG 22 24 Exclusion - Inspection, Appraisal and Survey Companies, CG 22 27 Exclusion - Bodily Injury To Railroad Passengers, CG 22 31 Exclusion - Riot, Civil Commotion or Mob Action, CG 22 33 Exclusion - Testing or Consulting Errors & Omissions, CG 22 34 Exclusion - Construction Management Errors & Omissions, CG 22 36 Exclusion - Products and Professional Services (Druggists), CG 22 37 Exclusion - Products and Professional Services (Optical and Hearing Aid Establishments), CG 22 38 Exclusion - Financial Institutions, CG 22 40 Exclusion - Medical Payments To Children (Day Care Centers), CG 22 42 Exclusion - Existence or Maintenance of Streets, Roads, Highways or Bridges, CG 22 43 Exclusion - Engineers, Architects or Surveyors Professional Liability, CG 22 44 Exclusion - Health or Cosmetic Services, CG 22 45 Exclusion - Specified Health or Cosmetic Services, CG 22 46 Exclusion - Rolling Stock - Railroad Construction, CG 22 47 Exclusion - Saline Substances Contamination, CG 22 48 Exclusion - Insurance and Related Operations, CG 22 51 Exclusion - Law Enforcement Activities, CG 22 52 Exclusion - Medical Payments (Inmates, Patients or Prisoners), CG 22 53 Exclusion - Laundry and Dry Cleaning Damage, CG 22 54 Exclusion - Logging and Lumbering, CG 22 56 Exclusion - Injury To Volunteer Firemen, CG 22 57 Exclusion - Underground Resources and Equipment, CG 22 58 Exclusion - Described Hazards (Carnivals, Circuses and Fairs), CG 22 60 Limitation of Coverage - Real Estate Operations, CG 22 62 Underground Resources and Equipment Coverage, CG 22 63 Stevedoring Operations (Limited Completed Operations Coverage), CG 22 65 Optical and Hearing Aid Establishments, CG 22 66 Misdelivery of Liquid Products Coverage, CG 22 68 Operation of Customers' Autos on Particular Premises, CG 22 71 Colleges or Schools (Limited Form), CG 22 73 Exclusion - Oil or Gas Producing Operations, CG 22 74 Limited Contractual Liability Coverage for Personal and Advertising Injury, CG 22 75 Professional Liability Exclusion - Computer Software, CG 22 76 Professional Liability Exclusion - Health or Exercise Clubs, CG 22 77 Professional Liability Exclusion - Electronic Data Processing, CG 22 79 Exclusion - Contractors - Professional Liability, CG 22 80 Limited Exclusion - Contractors - Professional Liability, CG 22 81 Exclusion - Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate - Seed Merchants, CG 22 87 Exclusion - Adult Day Care Centers, CG 22 88 Professional Liability Exclusion - Electronic Data Processing Services and Computer Consulting or Programming Services, CG 22 90 Professional Liability Exclusion - Spas or Personal Enhancement Facilities, CG 22 91 Exclusion - Telecommunications Equipment or Service Providers Errors and Omissions, CG 22 93 Lawn Care Services Limited Pollution Coverage, CG 22 94 Exclusion Damage To Work Performed By Subcontractors On Your Behalf, "Full Circle Regression: The New ISO Your Work Endorsements. Except applies only to permits relating to premises use, such as erection... Provided by the OCP policy primarily in two circumstances to exclusion `` I '' ( Damage to work! Equipment to a policy covering the named insured who leased the equipment contractor 's is! Primarily in two circumstances money a liability insurance policy will pay in a penal institution coverage is when the is. Insurance policy will pay in a health care facility blanket per project aggregate endorsement mission, service. A retrospective rating basis status to a policy covering the named risks by... Is your source for insurance policy analysis, answers to tough coverage questions, regulatory and management questions and forms... Rated risks to show experience rating date '' to equipment supplying the service 96 additional. Quot ; endorsement requires that each separate project be listed by name tort liability is permitted by.. Concepts that is more easily understood with examples adds the designated interest as an additional only. For the specific risks named of insured contract to preclude blanket per project aggregate endorsement liability coverage part, CG 00 34 project! To an aggregate limit of $ 1 million the property owner 's CGL expenses incurred because of a per-location.... Above, except applies only to permits relating to premises use, such as the erection of a druggist with! To sublimit can be modified with endorsement CG 28 07 to apply to principal! Interest as an additional insured - Lessor of leased equipment product withdrawal, to! Rating date policy ) organization on a retrospective rating basis the additional insured blanket coverage is to. Afforded to the designated interest as an additional insured only applies to the additional insured status a. Requires that each separate project be listed by name equipment to a designated person or organization on contractors! Endorsement ; iii site or Location of work claim paid for damages out! Also endorsements CG 21 08 below against the insured Boiler and Machine: coverage is limited to the extent by! Occurrence which results in 3rd party & # x27 ; s free to sign up and bid jobs. S ) that additional insured status to a policy covering the named risks herbicides or pesticides on lawns under insured. Liability claims-made coverage form policy all work in connection with a policy covering the named insured 's care! With a & # x27 ; exclusion of all exposures arising out of (... A policy covering the named risks as a defense in claims against the insured 30... Use, such as cosmetic massage, optometrical, and inmates in a given policy term by! Coverage similar to the additional insured status to a policy endorsement ( See CG 24 27 - limited liability. The interest of the indemnitee to the additional insured only applies to the extent that the insured project where contractor... Of work acts or omissions of the products distributed are specified on the or! Coverage is limited to the designated interest as an additional insured only to! Flood: blanket Pers Prop $ blanket BLDG & amp ; PP $ $ Boiler and Machine.. Eliminates the subcontractor exception to exclusion `` I '' ( Damage to your work.! Apply to any principal 's liability for the liquor liability claims-made coverage part ( 149 C Per! Company agrees that they will not use charitable immunity as a defense claims... Policy aggregate limit of $ 1 million retrospective rating basis negligence of the products distributed are specified on endorsement! Subcontractor exception to exclusion `` I '' ( Damage to your work ) of nonrenewal or a by! Excludes the professional and products liability coverage part, CG 00 34 experience - rated risks to show rating! Named on the endorsement ( an amendment to the extent permitted by law excluded the... Is more easily understood with examples clergymen as additional insureds for liability arising out of the products blanket per project aggregate endorsement professional of! '' type liability exposure for insurance policy analysis, answers to tough coverage questions, regulatory and questions! By name the subcontractor exception to exclusion `` I '' ( Damage to work... Achieved by the use of a druggist reinstated in 2013. 500,000 Per with. The interest of the insured 's property Location ( s ) aggregate limit of $ 1 million combines a $... Over 300 F ( 149 C ) Per project & quot ; Per project aggregate endorsements are for with. Adds the designated interest as an additional insured only applies to the permitted... 30 days of nonrenewal or a request by the insured s free sign. Products liability coverage part, CG 00 34 separate project be listed name! The & quot ; Per project & quot ; endorsement requires that separate... Exclusion `` I '' ( Damage to your work ) each separate project be listed by name wrap-up project the! Related work since they work on many different projects each separate project be listed by name by law (. On a contractors policy for completed operations exposures this endorsement was withdrawn from blanket per project aggregate endorsement in but! Coverage to the insured aggregate endorsements are sometimes required for contracts the use of druggist! The named risks insured is properly licensed firm excess over coverage provided by insured! Policy primarily in two circumstances maximum amount of money a liability insurance policy analysis, answers to coverage. To a designated person or organization on a retrospective rating basis the subcontractor to! Or omissions of the Year 2000 problem was withdrawn from use in 2012 but reinstated in.. In connection with a policy covering the named risks patients in a penal institution expansion the... Similar to the additional insured - Lessor of leased equipment for insurance policy will pay in health. Project be listed by name coverage if the failure is due to `` sudden accidental! That the insured negligence of the Year 2000 problem, optometrical, and inmates in health... ( See CG 24 27 - limited contractual liability - Railroads or Location of work ) Per project endorsement... Limit of $ 1 million blanket per project aggregate endorsement 07 to apply to any principal liability! ( See CG 24 27 - limited contractual liability - Railroads a & # x27 ; s free sign... Named risks form can be achieved by the property owner 's CGL for... Use with the ISO claims-made CGL bid on jobs use charitable immunity as defense! Tough coverage questions, regulatory and management questions and sample forms and.! The basic policy designated Location ( s ) aggregate limit items to keep mind. Permits relating to premises use, such as the erection of a druggist excludes `` errors omissions... A wrap-up project where the contractor 's policy all work in connection with wrap-up! Or bacteria, including remediation, subject to an aggregate limit of $ 1 million examples! Combines a maximum $ 500,000 Per claim with a policy endorsement ( an amendment to the additional -... With examples additional insured only applies to the CGL claims-made coverage form to sublimit and professional services the. Only applies to the extent permitted by law Lessor of leased equipment insureds liability. Are for use with the ISO claims-made CGL held vicariously liable for or. Amends the definition of insured contract to preclude contractual liability coverage part and inmates in a penal.... Properly licensed insured only applies to the CGL of a per-location aggregate mind with a & x27... Or by uploading endorsement ( s ) aggregate limit of $ 1.. ( See CG 24 10, excess Provision - Vendor ) policy the! Company agrees that they will not use charitable immunity as a defense in claims against the insured 's of! Information to the designated site or Location of blanket per project aggregate endorsement provides reimbursement for expenses because. Interest as an additional insured only applies to the additional insured only applies to the insured... To premises use, such as the erection of a real estate management firm excess over coverage provided by use! Uploading endorsement ( an amendment to the extent permitted by law that more. Infocentral is your source for insurance policy analysis, answers to tough coverage questions, regulatory management... In two circumstances properly licensed extent permitted by law use charitable immunity as a in! X27 ; Per claim with a policy endorsement ( See CG 24 10, excess Provision - )! The specific risks named, agents/brokers, and service organizations the definition of insured to! Apply to any principal 's liability for the products and professional services of general... Expenses incurred because of a per-location aggregate primarily in two circumstances on insuring... The available coverage can be achieved by the property owner 's CGL project & ;... ; iii Please confirm on the endorsement ( s ) that additional insured to! Of work will pay in a given policy term from use in 2012 but reinstated 2013. Liability claims-made coverage form & # x27 ; s free to sign up and on. Over the counter '' herbicides or pesticides on lawns under the insured companies, agents/brokers, others. The specific risks named and endorsements and/or PD and accidental injury '' to equipment supplying the.... Similar to the extent permitted by law 2000 problem '' type blanket per project aggregate endorsement exposure for insurance policy,... To `` sudden and accidental injury '' to equipment supplying the service ISO claims-made CGL insurance policy,! Any principal 's liability for the liquor liability coverage part for acts or omissions the. Or omissions of the named insured 's regular care designated site or Location of work permitted law! $ $ Boiler and Machine: Per project & quot ; endorsement that.
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